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Mortgage Calculator

19 Mortgage Calculators


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Knowing how much house you can afford is essential in knowing that you can live comfortably. Using this mortgage payment calculator is an easy, simple way to ensure that you get the right mortgage for you. It takes the financial information you provide about the loan and property and calculates your potential monthly payment. You can also add in insurance, taxes, and PMI to give you a good number that you can check against your budget.

Using the calculator is simple – enter in the loan amount, interest rate, length of the loan, and the home value. The loan amount is how much you’ll need to borrow, the interest rate is the rate advertised by the lender, the length is the amount of time it takes to repay the loan (generally 15 or 30 years) and the home value is the estimated price. The second step of the mortgage payment calculator includes three more fields; annual taxes, annual insurance and annual PMI (Private Mortgage Insurance).

Pay attention to the interest rate and the length of the loan. These will, of course, affect your monthly rate; the lower the interest rate, the lower the monthly mortgage. The shorter the term of the loan, the monthly mortgage will be higher, but the principal will build more quickly. Using this calculator will help find the balance that you can afford.

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